Legal
Terms of Service
Service
Paynary provides email-assisted subscription and spending detection. The service analyzes authorized Gmail messages to identify likely subscriptions, debit or credit card purchases, transfers, service payments, card payments, and related spending indicators.
No financial advice
Paynary provides estimates and classifications for personal organization. Paynary is not a bank, financial advisor, tax advisor, accountant, or credit reporting service. You should verify financial information directly with your bank, card issuer, merchant, or service provider before making decisions.
User responsibility
You are responsible for connecting only accounts you own or are authorized to use. You are responsible for reviewing detected subscriptions and bank movements before relying on them.
Google account access
Paynary requests read-only Gmail access and basic profile information. You can revoke Paynary's access from your Google Account at any time. Paynary cannot send, delete, or modify your Gmail messages.
AI-assisted results
AI extraction can be inaccurate or incomplete. Paynary may miss messages, misclassify messages, or extract incorrect amounts, dates, merchants, currencies, or movement types. User review remains required.
Availability and changes
Paynary may change, suspend, or discontinue features as the product evolves, including AI extraction, sync, billing, and provider integrations.
Acceptable use
You may not use Paynary to violate laws, access accounts without authorization, abuse third-party services, reverse engineer the service, or interfere with Paynary's infrastructure.
Limitation of liability
To the maximum extent permitted by law, Paynary is provided "as is" without warranties of accuracy, availability, or fitness for a particular purpose. Paynary is not liable for indirect, incidental, special, consequential, or punitive damages.
Contact
For questions, contact support@paynary.app.